Motorcycle Insurance

Motorcycle Insurance

When the open road calls, you and your motorcycle are ready to roll.  You will want the security of knowing that you, your ride and your passenger are protected in the case of damage, accidents and theft.

Motorcycle coverage protects most bikes, including street bikes, cruisers, touring bikes, standard motorcycles, scooters, touring motorcycles, dirt bikes, trikes, classics, and other 2-wheeled rides.

Motorcycle policies come in all shapes and sizes, too. So whether you’ve got a Harley-Davidson or a Vespa, we can help you find the right policy tailored to meet your needs.

Motorcycle coverage includes:

Most riders are required to have at least bodily injury and property damage coverage. You can, however, choose to round out your policy for better protection. Specific coverages may include:

  • Liability insurance which covers property damage or bodily injuries that you cause to others when involved in an accident up to the limits of your policy.  Whether your liability insurance includes Guest Passenger Liability (protecting you if your motorcycle passenger is injured) is determined by the insurance company issuing your policy and by the laws of your state.
  • Uninsured/Underinsured motorist coverage pays for damage to you and your property up to the limits of your policy when another driver who is at-fault is either not insured or does not have sufficient insurance to cover your losses.
  • Collision insurance covers damage to factory-standard parts on your bike incurred during an accident when you collide with another vehicle or object according to the terms of your policy.
  • Comprehensive insurance covers damage, up to the limits of your policy, for the factory-standard parts of your motorcycle caused by something other than collision such as vandalism, theft or fire.

If your motorcycle has non-factory-standard elements, like a custom paint job, chrome parts or other added accessories, like sidecars, trailers, or other equipment, you should consider additional coverage with your Boizelle insurance agent for your motorcycle insurance.

Available motorcycle discounts

Various insurance discounts may be available, depending upon your age and driving record, your bike’s type, style, age and location and whether you are a member of a motorcycle association and/or have completed a motorcycle safety rider course.

For more information about motorcycle coverage and discounts, contact one of our experienced insurance professionals at Boizelle Insurance Partnership. We’re ready to help you customize a policy that’s right for your motorcycle and lifestyle.