What is the difference between collision and comprehensive insurance? Do I have to buy both?

Collision covers damages to a vehicle when the driver is at fault. For example, if you rear end a vehicle and damage your bumper, collision will kick in and pay to have it repaired.

Comprehensive is also called “other than collision” coverage. It protects your car against losses that are outside your control like hail, vandalism, and hitting a deer.

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Category: Auto

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