We are living in uncertain times. With the outbreak of the novel Coronavirus, families all over the country have been told to practice safe social-distancing and quarantine. Although these actions have been deemed necessary by world leaders, it still leaves us wondering when our lives can and will return to some semblance of normalcy. It is not uncommon – in these times – to feel down or depressed. So, it’s important to surround yourself with those you love. If you live alone, do the best you can to reach out to a friend or a loved one. If you know an elder who struggles to move around or who lives alone, consider bringing them groceries. We may not be able to have physical human contact right now, which is oh so important to our mental health and overall well-being, but we can take advantage of our technological advances. Pick up the phone and call someone, schedule a zoom meeting with your friends, FaceTime your grandparents, WhatsApp your in-laws. We can all do more to stay connected to each other.
Take a virtual trip at home
With travel restrictions in place and our own fears of contracting COVID-19, perhaps it’s time to try another way to see your favorite vacation destination. At least, until things return to normal. The Internet is an extremely effective and powerful tool that we have today. It allows us to see places all over the world we never even imagined. We can even see Antarctica if we wanted to! Okay, okay…you probably don’t want to imagine yourself in such a cold place. Maybe something far warmer, with the sun beaming down upon you. The Caribbean? Pretty much anything is possible with the Internet.
What to eat and drink while we’re all stuck at home
If you need some help deciding what to cook at home during quarantine, there are several tools you can use for some inspiration. YouTube videos are a great way to find recipes you enjoy. You can follow along with your favorite dishes and create something truly spectacular for yourself or your loved ones! While you’re in the kitchen making pasta and meatballs, why not turn on a little Frank Sinatra to really brighten the mood?
Wine Happy Hour
Since you’re away from your friends, why not buy a bottle of a wine and create a zoom meeting where you can interact with your friends? If you’re like me, you can talk about how much you miss baseball or going out to the movies. Sitting in your seat at the ballpark with a sausage and peppers sandwich on a toasted hoagie roll with mustard…an ice-coke to wash it all down! And don’t forget the chili dogs, nachos and peanuts! Who else misses Nationals’ baseball? **tear**
What to watch at home during quarantine
If there’s ever been a legitimate excuse to binge-watch your favorite shows, now’s the time! If you’re a comic-book or superhero enthusiast like me, Arrow and The Flash are great! If you have the STARZ channel, you can still watch Spartacus if you rent of buy the seasons or episodes. Unfortunately, it’s no longer on Netflix. Tiger King has proven to be an extremely popular choice!
Play with your pets
Our Frenchie has never been happier! Usually, we need to wake up and leave for work in the morning. Because we’re all working from home right now, she’s the happiest dog in the world!
How to stay in shape during quarantine
Gyms have been said to be some of the most risky places to be right now. Typically, germs are everywhere because as people are exercising, they sweat. And…yeah. It can get pretty nasty! When gyms finally open again, I think everyone is going to see cleansing wipes at every workout station around. Could that become the new normal? Going back to YouTube, it’s a wonderful source to find workout videos that you can follow along to. I know that a lot of people like to use weights when they work out. If you don’t have access to them right now, buy some gallons of milk and do some lifting exercises. Stretch bands and yoga are also really great! You can find step-by-step yoga instructional videos on YouTube that you can follow along to. If you’re having a hard day, you can also find videos with a focus on meditation to help you bring your mind back to a sense of tranquility and peace. My wife and I like to light candles or burn incense to create a more relaxing atmosphere. It’s almost like being in a spa!
Reward your children for completing chores
As I was researching information for this blog, I came across a fantastic idea! Since we’re all at home, perhaps it’s a good idea assign certain tasks to your children during the quarantine. To make it more fun, have a family movie night, but create a movie theater atmosphere where you have popcorn and candy. Make movie tickets that your kids can buy with the money they earned from doing their chores. It’s a great learning experience where your kids can learn the value of completing a job well and getting rewarded for it!
Remember, you’re not alone in this. Let’s all stay connected to each other!
Let me share a story with you about a friend of mine. Let’s call him “Brandon.” Recently, Brandon bought a new car, but opted out of certain coverages like gap insurance to save a little money on his monthly premium.
Unfortunately, he got into an accident and his car was deemed a total loss, less than a year after he bought it. He owed more than the car was worth and had to actually pay money to get out of his loan. Had Brandon been properly insured, his coverage would have helped him out so that he could have been less financially impacted.
Moral of the story? Being properly insured is something that everyone—even young adults—should think about. Here are three reasons why:
Peace of mind
No one ever wants anything bad to happen to them. However, sometimes not-so-great things come when we are least expecting it. The right amount of insurance coverage can help get you through tough times.
For me, the peace of mind that insurance brings helps me worry less about unexpected large bills.
You may say to yourself, “I’m young … what could I possibly have to insure at this point in my life?”
The answer is “a lot.” You have yourself (think liability insurance for when you drive, life, health, etc.), your car if you have one, your home or apartment–even your belongings that you’ve worked hard for, like your electronics, clothing, furniture and more.
Just because you can’t see the benefits of insurance right away like you can a tangible object, if you gamble and go without insurance, you could cost yourself more in the long run. By paying smaller amounts now through your insurance premium, you protect yourself from higher costs that may happen in the future. Think of it as a way to budget for the tougher times in life.
When you buy insurance, you’re also getting an advocate to help you through a trying time.
An insurance company may be able to help you get the money related to an accident, find a mechanic, get through a travel problem, and more. Insurance professionals are experts in helping people through difficult situations.
Insurance is there to help you manage whatever life may throw at you in the future. Think of it as a way to budget for the tougher times that inevitably find us all at certain times.
By: Michelle Schroeder-Gardner, Progressive InsuranceRead more