Since the COVID-19 pandemic, insurance companies have made significant adjustments to their policies to accommodate the shift to remote work for business owners and employees. Here are the main ways these changes have manifested:
Insurance companies have adapted to the rise of remote work by updating their policies to better address the evolving risks that come with it. Businesses have had to review their coverage options carefully to ensure their employees’ work-from-home situations are fully protected. Insurers have responded with tailored solutions that address the nuances of remote work, from liability to cybersecurity, while offering more flexibility in premiums and coverage adjustments.
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The coming new year is always a time when people feel inspired to assess their accomplishments of the previous year and to see how they can make improvements to their moving forward. From traveling more to getting into the best physical shape of your life, the ideas certainly can make up a long list. But, when was the last time you thought about your insurance coverage? Are you sure that you have enough in place? What if something disastrous happens? Will you be covered? Are your current coverages sufficient enough to cover the damages? Now may be a good time to consider giving us a call!
Making a resolution to stay on top of your insurance ensures you’re both financially protected and not overpaying for your insurance.
Read moreWriting a check for car insurance isn’t your favorite thing in the world. We get it. Here are a few tips to help you get great auto insurance coverage—while paying less:
At Erie Insurance, it’s our job to keep you safe and covered—but great coverage doesn’t have to break the bank.
Contact Boizelle Insurance to find out how you can reduce your premiums while keeping the level of protection you have learned to expect.
Originally Posted by: Erie Insurance
Read moreIf you’re looking for insurance, you’re interested in lowering your auto insurance rates. Have you ever wondered how auto insurance rates are determined?
Insurance companies must balance rates with the cost to cover claims. Factors that may affect the cost of your policy:
Auto insurance rates vary by state too. Rates in any given state are based in part on historical claim frequency and repair costs for car accidents or theft, as well as other factors like the cost of medical care. Within a state, some territories have higher rates than others.
Keeping Rates as Low as Possible
Why are auto insurance rates rising?
Insurance companies pay claims using the money collected from their Policyholders. Higher auto repair costs, higher medical bills, and costlier auto accident lawsuits have made claims more costly to settle.
ERIE does all it can to control expenses and offer low rates, but as the costs increase for goods and services, premiums must be raised to cover those expenses. Premiums could also increase on individual policies because additional drivers are added, there is a change in the autos insured, or an accident or violation results in the loss of a discount.
Erie Insurance is committed to keeping your auto rates as low as possible through fiscal responsibility and disciplined underwriting practices. ERIE further lowers your rates through numerous discounts.
ERIE also offers ERIE Rate Lock®, which helps you avoid auto insurance rate increases. Even if you have a claim, your rates won’t change until you make certain changes to your policy:
We’d like to explain the details in person or on the phone. Contact Boizelle Insurance to get an auto quote that includes ERIE Rate Lock®.
By: Erie Insurance
Read moreEffective April 1st, 2024, The Insurance Store has merged with Boizelle Insurance Partnership. Welcome to our new clients. We hope you find our website informative and easy to navigate. We looking forward to assisting you soon.