Blog | Boizelle Insurance Partnership - Page 5

Insurance Myths

Believe it or not, there are many common misconceptions about insurance. A popular one is the idea that, if you drive a red car, you pay more for your auto insurance than someone who drives a car of a different color. The truth is, the color of your car has absolutely no affect on the cost of your auto insurance. What does determine how insurance premium (what you pay) is the age of the vehicle, the make, and the model. Additional factors may be your credit history and where you live.

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Why Should I Have An Umbrella Insurance Policy?

Think of umbrella insurance as extra coverage. If you have certain coverage limits on your auto insurance policy and you’re involved in an at-fault collision, it’s possible that those limits may be exhausted through having to pay the costs for vehicle damages or medical payments for the other party if they’re injured. An umbrella policy kicks in once those initial limits are exhausted and will likely cover the rest of the costs.

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When Is It the Right Time to Buy Life Insurance?

A lot of people may be hesitant to purchase a life insurance policy. They may think it’s too expensive. The truth is that a life insurance policy is much cheaper if you buy it when you’re young and healthy because insurance companies consider healthy people far less at risk of dying than someone much older who may also be in poor health.

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How Can I Keep My Home Secure While I’m On Vacation?

If you’re planning a vacation on any extended period of time while you’ll be away from home, it’s important to take necessary steps to ensure that your home is properly secure.

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