Have you ever experienced a catastrophic event that almost ruined you financially? Windstorms or hail damage are commonly covered perils under a typical homeowners insurance policy. A peril is something that has the potential to cause damage to your property i.e. fire and smoke, lightning, explosion, vandalism, damage from an aircraft, car or vehicle, theft, falling objects, weight of ice, snow and sleet, and water damage. You may think that, because water damage is listed here, that a flood would fall under that category. Actually, floods are not covered by homeowners policies. Floods are covered by the Federal Emergency Management Agency, better known as FEMA.
Ignoring Your Check Engine and Other Warning Lights
When you first purchase a vehicle, it is a good idea to familiarize yourself with your owner’s manual. There, you will learn how to properly care for and maintain your vehicle. If you follow the appropriate steps related to your vehicle’s maintenance, you will undoubtedly prolong the life of your car.
We can never know when an accident is going to occur. That’s the whole point of having insurance, to protect us from the unexpected. We understand how shocking and traumatic accidents can be. When you’re involved in an auto collision, oftentimes, you’re not able to immediately process what’s just happened. And, filing a claim with your insurance company probably isn’t the first thing on your mind. Once the sheer shock of the collision has worn off, it’s important to take the next step. You’re probably going to want to file a claim. We’ll take you through the process to make sure it’s easy, understandable, and stress-free.