Blog | Boizelle Insurance Partnership - Page 28

How Does the Inventory Shortage Affect Car Repair and Maintenance?

All of us have been affected by the COVID pandemic in one way or another. One industry in particular that has had something of a domino effect that has taken a toll on consumers is the automotive industry. As you pass car dealerships, you may see fewer cars on the lots. That’s only one obvious difference. Something a little more impactful is the effect on repair shops and aftermarket parts industries. These industries have been faced with parts and labor shortages, shipping delays, and an increase in wait times as well as rising repair costs. Naturally, this has frustrated both those working in these industries as well as the consumers who depend on them.

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Top 5 Threats to Your House

Water Damage

It is a common misconception that most water damage to homes is caused by hurricanes and heavy rains. However, it is non-weather water damage that usually takes the bulk of home insurance claims. Problems related to plumbing, such as pipes bursting, and drains and valves malfunctioning, as well as appliance issues are considered non-weather.

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Why Should I Get a Roof Inspection?

Having a roof over our heads is something that all human beings long for and, quite honestly, need. When we buy a home, one of the most important steps we take before purchasing our new home is getting the home inspected. This way, before we sign on that dotted line, we can go back to the seller and discuss any and all repairs or replacements we would like to have addressed before the sale of the home is completed. Just as an inspection of the interior and exterior of the home is important, so too is a roof inspection. After all, a strong, well-constructed roof is what protects us from the elements of nature i.e. water, wind, falling objects, etc. The key to maintaining a healthy home is being proactive when it comes to maintenance and inspections.

Avoid Costly Repairs By Getting a Professional Roof Inspection

Having a professional conduct an inspection of your roof can help you avoid all sorts of expensive problems down the road. These problems are as expensive as they are time-consuming. A good inspector knows what to look for when it comes to problem areas of your roof and will happily address those concerns with you, so that you can fix the problem before it reaches catastrophic levels. Taking the time to find a reputable roof inspector will protect both your bank account as well as give you peace of mind knowing that your roof is in solid shape for years to come.

Inspections Are Necessary At Least Once A Year

While we cannot control the weather, we can make educated guesses as to what mother nature has in store for us, at least weekly. It is a good idea to pay attention to the weather forecast, so that you can be proactive in protecting your home and your car from potential damaging storms. A well-trained roof inspector has the knowledge and ability to pinpoint problem areas you need to address and how to address them. The idea here is to prevent catastrophic expenses out of your own pocket. While it is of paramount importance to have home insurance coverage, it is equally as important to make sure you roof is in good condition, so that the limits of your home insurance policy become exhausted due to a violent storm. Remember, your insurance policies are in place to protect you, but can only do so up to your policy’s limits. Any outstanding dollar amounts will have to come out of your own pocket.

Legitimate Roofer Will Not Charge For a Roof Inspection

You should never pay for a roof inspection. Professional roofers will provide an expert inspection as a part of their own services.

Make Insurance Claims Easier

Most homeowners do not spend the time to read every line of their insurance policies, nor do they understand some of the language within the policy. Professional roofers are available to conduct inspections and can help you prepare an insurance claim if a problem is seen.

Peace of Mind

Would you use a hand surgeon to perform brain surgery? We would hope not. Hiring someone who is equipped with expert knowledge of their craft will undoubtedly give you the peace of mind you deserve, knowing you and your home are safe from harsh winds, heavy rain and snow, and other elements.

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How to Improve Your Car’s Gas Mileage

It seems like everyone is dealing with rising gas prices. If you are interested improving your vehicle’s fuel efficiency, follow these five easy steps:

Get rid of excess clutter

Aside from the fact that driving a clean car can reduce stress, too much clutter in your vehicle can contribute to your car being weighed down. When this happens, your car’s fuel efficiency is negatively affected. As little as 100 pounds can cause your vehicle to not perform at its optimum level. To combat this, remove items such as backpacks, books, cargo boxes, bike racks, and roof racks.

Limit Idling

If you have a newer car, you might notice that it has built-in technology that allows it to gradually reduce its speed on its own. Some cars have capabilities that shut off the engine when the car comes to a complete stop. It restarts once the brake is released. Sitting idle in traffic actually uses up more fuel and gives off 80% more pollution than when your car is moving. The next time you come to a stop, or if you’re waiting for someone, consider shutting off your engine in order to save some fuel.

Drive the speed limit

More pressure applied to the gas pedal results in more gas being used. In other words, when you drive over the speed limit, your car’s fuel economy suffers immensely. And you’ll definitely have to make another visit to the gas pump sooner than you probably want to. So, whenever possible, use cruise control and certainly drive the speed limit if you want to improve your gas mileage.

Check your tire pressure

Underinflated tires can result in an increase of at least 3% when it comes to fuel consumption. Not to mention the fact that you are putting far more strain on your vehicle’s engine with underinflated tires. This is because it is taking more effort to drive the same speed as you would with tires with proper tire pressure. By making sure that your tires have the proper pressure, you are ensuring that they perform at their best and are protecting them from premature wear. Your vehicle’s owner’s manual can tell you the correct PSI for your tires.

Perform regular maintenance

Dirty air filters, spark plugs, and connections can all affect your car’s fuel economy. When you perform routine maintenance on your car, you are preserving the health and prolonging the life of your vehicle. Your vehicle will be far more efficient and will produce far less emissions. Make sure you are always replacing air filters, getting oil changes when necessary, and getting tire rotations when you need to. Your wallet will thank you for it.

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