When it’s freezing outside, what is the first thing you want to do? Don’t you want to get inside your warm home as quickly as possible? Here are some easy ways to seal off drafts to keep your home warm throughout the winter.
Winter is approaching fast. While we all want to keep ourselves warm, let us not forget about our furry friends! Dry air and freezing temperatures can present certain dangers to your pets. Here are some tips to keep your four-legged furry family members safe and warm until spring arrives.
What Is Roadside Service?
Roadside assistance refers to coverage you have the option to add to your current auto insurance policy. It can help you when you find yourself stranded due to unexpected car trouble i.e. a flat tire. Car trouble can happen at any time; when you’re at work, out running errands, or even when you’re lounging at home.
What Does Roadside Assistance Cover?
Over the course of a lifetime, there’s a good possibility that you or someone you know will be faced with some kind of car trouble. Whether it’s getting a flat tire, running out of gas, or facing a mechanical issue, none of these situations are fun and can result in you being stranded on the side of the road, hopefully not a busy highway. If you have Roadside Assistance Coverage on your auto policy, at least you can rest assured that someone will come to your rescue. All you have to do is pick up the phone and call ERIE’s roadside service at 1-800-FOR-ERIE and select Option 2 to be connected to Agero, ERIE’s partner for nationwide roadside assistance.
Roadside Service coverage through ERIE can help you in situations where you are locked out of your car, flat tires, mechanical breakdowns, dead batteries, and even if you run out of gas. If you need to pull your car out of a ditch or snow, you are covered as long as you are within 10 feet of a highway. If not, there may be an out-of-pocket expense. Coverage provides towing service to the nearest garage plus 20 additional miles. Any distance beyond this must be paid out of pocket.
What Is the Cost of Roadside Service?
Adding this coverage to your policy will cost you about $5 per vehicle per year. It is available with a purchase of either comprehensive or collision coverage. In addition, you can also purchase this type of coverage with ERIE’s Roadside & Rentals bundle, which includes rental car expense coverage.
What Types of Vehicles Are Eligible for Coverage?
Cars, light trucks, and motorcycles are eligible for this coverage. Service also includes horse, livestock and other trailers that are pulled by vehicles that ERIE insures.
If you have any questions, do not hesitate to call us at (301) 948-2010 and ask to speak with one of our experienced insurance professionals.Read more
In today’s day and age, it’s not uncommon to see multiple package on someone’s doorstep at any given time. That’s because many consumers are electing to buy products online instead of going to their local malls, stores, and shops. With this new convenience also comes an unfortunate reality. Many people have their items stolen from their front porches. In fact, according to a 2021 Consumer Reports survey, 11% of Americans have had at least one package from their front porch.
One factor that determined whether or not you were likely to have your package stolen was socio-demographic variables. It was found that package theft was most commonly found in multi-family dwellings than single-family homes, as well as in urban areas (16%) than in suburban areas (9%) and rural areas (8%). Package theft was also reported to have occurred among younger individuals and lower-income households, with 21% of affected respondents making less than $30,000 per year and being within the 18-29 age range.
There are ways to protect yourself, however. If you order from Amazon, consider granting inside access. Amazon Prime members in certain areas can sign up for something called Amazon Key: a service that grants Amazon delivery drivers to access a certain secure area of your home.
Before the COVID-19 pandemic, this meant that a driver could leave a package in your home, garage, car, or behind a motorized gate. Amazon decided to pause its in-home and in-car delivery services, however, when the COVID-19 outbreak began. It may be useful to know that this particular service is still available for in-garage and in-gate delivery.
If you want in-garage delivery, you’ll need what’s called a Chamberlain MyQ Smart Garage Control. You can get this for $30. Pair this internet-connected device with your garage door motor to allow the Amazon employee to open and close your garage door for the delivery.
You are also able to control your garage door from the Amazon Key smartphone app. Other options include connecting a Ring video doorbell ($100 – $350); Ring security camera, $60 – $250, or a MyQ security camera, $150) These items allow you to capture video footage of the delivery itself.
You can also monitor your front porch with a security camera or video doorbell.
Keep tabs on your packages by signing up for alerts. These notifications can be sent to your email address or cell phone by text message.
Requiring a signature is another safe way to ensure you receive your package because it means they aren’t simply dropped off at your front door. The one downside to this is you have to be home.
If your package is stolen, consider contacting the retailer. Although retailers may have different policies regarding lost or stolen packages, it never hurts to notify them.
Contact the shipping company. Shippers usually require the sender to initiate a claim. It’s important to take this step as quickly as possible because there is a time limit for when this step is allowed.
Check your insurance. If the item is worth more than your insurance deductible, unfortunately, this will not help you. But, it never hurts to check.
Consider involving the police. If you’re making a claim with a retailer, shipper, a credit card company, or an insurance company, you’ll need to file a police report.Read more