It’s happened. Coronavirus has entered your home. You can’t seem to fathom how this could be possible. You’ve been washing your hands religiously, maintaining social-distancing guidelines, and have wiped down your surfaces over and over again. Still, it happened. Now is not the time to despair. It’s time to take care of your loved one and protect yourself at the same time. You may observe certain symptoms like a dry cough, extreme fatigue, and loss of a sense of smell or taste among others. Just as when anyone becomes ill, even if it’s not necessarily with COVID19, it’s a good idea to keep your distance until they get tested. Here’s what you should do:
Call the doctor or your county’s health department to report their symptoms and to ask if they can get tested. If they are approved for testing, help them get a testing location. There should be multiple locations around your area. Some CVS Pharmacies do offer drive-thru testing. If you choose this method, it may take a few days to get the results back. Costs of testing may vary depending on his or her medical insurance.
If they can’t get tested right away, it’s best to take the necessary precautions and to act as if they do have the virus. In other words, keep your distance as best you can.
If you are living with someone who is ill, give them a specific space or area that the can quarantine themselves in. This will serve to protect both yourself from contracting the illness and them from passing it to you.
If the person is sick, make sure they are always coughing into their mask or cloth, or elbow or a tissue to prevent the spread of any germs or particles into the air.
Washing your hands with hot water and soap is always best, but use alcohol rub if you don’t have access to soap and water.
Wipe down surfaces with soap and disinfectants.
Don’t touch your face or rub your eyes if you haven’t washed your hands.
It’s very important to keep a constant lookout for the sick individual because this virus can take a turn for the worse rather quickly. Offer them both physical and emotional support whenever you can, without getting too close.
There are certain warning signs of danger when it comes to COVID-19 that you should be aware of: trouble breathing, chest pain or pressure that doesn’t go away, confusion or can’t be woken up, or a blue color in their lips or face.
Designate a bedroom for them to stay in. They shouldn’t leave that bedroom except to go to the bathroom. Keep everyone away from them. Also, if you can, open a window to get the air circulating inside.
Designate a sick bathroom for them. If you only have one bathroom, you’re going to need to clean the surfaces inside the bathroom every time they use it.
Follow safety guidelines related to medication to reduce fevers like ibuprofen. Do not exceed the recommended dosage. Keep track of when and how often the sick person is taking the medication.
Make sure plenty of blankets, pillows, books, magazines, TV, or a computer are available for their leisure while they are recovering. Make them as comfortable as possible. Keep a phone charger near their bed, so they can call or text you if they need something.
Bring food to them on a tray and maintain your distance as you give it to them.
Keep their laundry separate from yours. This may sound excessive, but it’s important to remember that germs can pass through clothing as well. You want to take any and all precautions to make sure you don’t get sick, too.
Go through your entire house and clean all surfaces and areas thoroughly.
We understand that these have been trying times for many. All of the recommendations included here are steps you should already be taking to prevent the spread of germs and ailments even if it’s not COVID-19.
For more information about how to care for someone with COVID-19, please visit the CDC’s website.
The sudden nature of a car accident can leave us alarmed, stressed, and disoriented. Hit-and-Run accidents may be even more startling because you have the guilty party fleeing the scene of an accident. This is against the law and is considered a crime.
If someone hits your vehicle and drives off, follow these steps:
Call the police: Hit-and-Run accidents happen suddenly. Once the shock of having another car collide with yours wears off, do your best to remember details about the accident: the color of the vehicle that hit you, the make and model, and the license plate (if you didn’t catch the whole license plate number, it’s okay. Write down as much as you can remember. Those details will help the police in their investigation)
Find out if there were any witnesses: If you see any witnesses at the scene of the accident, be sure to get their contact information in case either the police or your insurance company needs to reach them for information.
Take photos: If you can, take some photos of the accident scene and the damage to each vehicle.
Be sure to report the hit-and-run within 24 hours: it’s very important to report this within the 24 period because these incidents are considered crimes. Once you report the incident to the police, they may tell you to take your vehicle to a repair shop. It’s also a good idea to get the officer’s name, badge number, and phone number in case either you or your insurance company needs to follow up with additional questions. It’s extremely important to report this incident to the police. Otherwise, it may be deemed an “at-fault” accident by your insurer, thus increasing the cost of your insurance.
Does Car Insurance Cover Hit and Run Accidents?
These types of accidents are only covered by your insurance if you have collision coverage. Collision coverage is optional, but it is highly recommended that you get this coverage. If you choose not to, you may be responsible for paying for the damages to your vehicle.
Do I have to pay my insurance deductible after a hit and run accident?
Any time you file a claim through your insurance company, you are required to pay your deductible. Once you pay that, your insurance will kick in the cover the rest of the cost of your claim.
Will a hit and run accident increase the cost of my insurance?
As long as you report the accident to the police within 24 hours and your insurance company doesn’t deem the accident “at-fault”, your insurance shouldn’t be affected.
In the event of an accident, it’s important to remain calm, so you can gather yourself and focus on the important next steps you need to take. Getting all of the appropriate information from the police and the other parties is extremely important and will make the repair process that much easier.
Do you ever notice your Pepco bill seems to be a bit higher in the colder months? That’s probably because you’re cranking up the heat in your home. Don’t worry. It’s perfectly normal to see a difference in expenses when comparing fall and winter to spring and summer. Just in case you were wondering about ways to lower your energy bills during the winter, read on…
Are you not entertained? We mean when you’re inside your home. You may depend on your electronic devices like laptops and televisions for fun while indoors. It’s important to know that even when a device appears to be off, if it’s still plugged into an electrical outlet, it’s still using energy. Consider investing in a smart power strip which prevents appliances and electronics from using energy when they’re powered off. It’s all about keeping those energy costs down. This can help!
This is a bit of a no-brainer. Putting on more clothes is going to keep you warmer. Let’s move on to the final tip!
Connect all of your electronically-powered decorations to smart power strips to cut back on expenses!Read more
It’s that time of year again! The most wonderful time of the year! Everything from what you’re going to prepare as a meal for your family, to what gifts you’re going to exchange, all of the details make up a very busy time! There’s another item on that important list of “To-Do’s”: what kind of Christmas tree are you going to buy this year?
Choosing a Christmas tree can be an overwhelming endeavor because all of the trees may look so similar. Some have better needle retention than others, which may be an important factor when considering which tree you want to buy if you have small children. Apart from worrying about your children picking up needles from the floor, the cleanup process may prove to be longer than you’re willing to tolerate.
Some trees give off a strong fragrance, so if you’re sensitive to certain smells or have certain allergies, be cautious before making your purchase.
A very important factor to consider is the strength of the tree’s branches. If you’re more of a minimalist, you have a lot more options available to you. If you’re the type of person that has accumulated countless ornaments over the years and you like to place every single decoration you can think of on your tree, you may consider a tree with sturdy branches to withstand all of the weight of your ornaments. A tree with soft foliage is probability a more suitable option for family’s with children or pets to prevent injuries from occurring.
You can buy your tree from a local nursery or a farm where you can select and cut your own. Some nurseries already have trees cut, so you may be able to skip that step. Still, it’s important to examine the trees before making your choice. If you see a tree with a lot of needles underneath it, it means the tree is not in good condition and you shouldn’t buy it. Another way to see if you’re buying a healthy tree is by gently guiding your hand from a branch on the tree to its tip. It’s important that the tree not drop any needles when you make this motion because it means it’s strong and durable and will last.
After you take your tree home, make sure you’re always providing it with plenty of water. Negligence in this department may prove dangerous because, as a tree dries out, it can become more prone to catching fire. Always be mindful and keep an eye on your water dish beneath your tree and make sure it’s full.
The most common species of trees in Maryland are the following: Douglas Fir, White Pine, Colorado “Blue” Spruce, Scotch Pine, Norway Spruce, Fraser Fir, Canaan Fir and Concolor Fir. Different species have different establishment costs, management requirements, and marketability.