August, 2020 | Boizelle Insurance Partnership

Traveling Safely During COVID-19


Our lives have been upended since the outbreak of the novel Coronavirus. Many of us have had to cancel vacation plans we may have had for months. Vacation may be one thing. But, what if we have a job that requires us to travel far across the country or to another country altogether? Sometimes, we don’t have a choice.

If you must travel, the Centers for Disease Control and Prevention recommend following certain steps to ensure your own safety as well the safety of those around you:

  • When possible, maintain a distance of at least 6 feet between yourself and other people.
  • Wear a mask that covers both your nose and your mouth to prevent droplets from escaping.
  • Limit your contact with surfaces that are frequently touched i.e. handrails, elevator buttons, and kiosks. If you have to touch these surfaces, either wash your hands immediately or use hand sanitizer.
  • Avoid touching your eyes, nose, and mouth.
  • Cover coughs and sneezes.
  • Wash your hands often. This is especially important after using the restroom and before eating. If you cough or sneeze, wash your hands immediately, so that any bacteria that may have landed on your hands is killed.
  • Wash your hands with soap and warm water for a minimum of 20 seconds.
  • If soap and water are not available, use a safe hand sanitizer that contains at least 60% alcohol.

Depending on where you are traveling, you may encounter a situation where you are required to wear a face covering or quarantine yourself for 14 days. In order to avoid these unpleasantries, check for restrictions at your destination before you make your final decision. Your most reliable source for this kind of information is a state or local health department website. Changes occur frequently, so be sure to stay up-to-date.

Due to the fact that it’s considerably more difficult to practice social distancing while on an airplane, the CDC and FAA have issued precautionary measures for potential passengers. Most major airlines in the U.S. are requiring both crews and passengers to wear face coverings. These measures may differ depending on the airport or airline. Check their websites for details.

To help prevent the spread of the Coronavirus, the Transportation Security Administration (TSA) has implemented more vigorous cleaning procedures at security checkpoints.

TSA employees have made various changes to the process of screening passengers before they board flights. For example, passengers have been asked to wear masks during screening, but may be asked to adjust them for proper identification. Each individual is allowed to travel with one container of hand sanitizer up to 12 ounces in their carry-on luggage. Keep in mind that these containers will need to be screened. Food items should be in a plastic bag and put in a bin for proper screening. Keeping food separate from other items may reduce the time it takes to be screened by security. Instead of placing them in bins, items such as keys, wallets and phones should be stored in carry-on bags to minimize handling of these items.

If you and your friends are planning to hit the road for a roadtrip, here are few things you might consider before starting leaving:

  • Plan out your trip, so you’re able to make the least amount of stops possible.
  • Pack face masks, hand sanitizer, and disinfectant wipes and store them in a place that’s easy to get to.
  • Should restaurants be limiting patrons, be sure to pack your own non-perishable food items, that is until you get to your intended destination.
  • Gas stations are some of the dirtiest places you can go to. Countless people fill up their cars every day. In doing so, they touch a lot of different surfaces and you shouldn’t count on the fact that they washed their hands. It’s better to be safe than sick. Wipe down handles and buttons with disinfectant wipes before and after you use them. After filling up your car, use hand sanitizer until you have a chance to wash your hands with hot water and soap.
  • If possible, use drive-thru when stopping for meals.


If you’re traveling by bus, do your best to maintain proper social distancing, wear a mask, and use hand sanitizer (until you have an opportunity to wash your hands) until you reach your final destination.

If you’re staying at a hotel, be sure to follow all health and safety guidelines being implemented.

As always, if you’re feeling sick, stay home.

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Swimming Pool Safety Tips

A lot of people dream of having their very own swimming pool, their very own personal escape from the heat on hot summer days. It’s important to understand the responsibilities that go along with owning and maintaining a swimming pool as well as the potential risks.

Swimming pools are meant to be enjoyed, giving many relief from blistering temperatures. If you’re a parent, always keep an eye on your children when they are either in the water or on the pool deck.

Here are a few ways you can protect your loved ones while they are enjoying their time at the pool:

  • If you’re a parent, always keep an eye on your children when they are either in the water or on the pool deck.
  • When no one is using the pool, remove any flotation equipment that a small child could possibly get their hands on.
  • When children are in the pool, an adult should always be present, ready to take action at a moment’s notice should they need help. Getting distracted is easy. It’s important to stay focused on the children when they’re in the pool.
  • Inexperienced swimmers should wear either a life jacket or “water wings”.
  • Buy some pool safety equipment i.e. life hook, life rings, or a safety rope. A leaf skimmer is a good tool to keep around since it’s a net that’s attached to a long metal pole. Any object that someone can grab on to is good to have around. Once they grab ahold of the pole, they can be dragged to safety.
  • Make sure you and the rest of your family are familiar with how to apply first-aid and CPR. The American Red Cross, fire departments, and hospitals all offer CPR certification courses.
  • Consider installing an alarm for when someone opens the gate to your pool without your knowledge.
  • Limit alcohol consumption when you, your family, or your guests are around the pool area. Consuming alcohol can lead to losing your balance. According to the CDC, half of swimming pool deaths of teenagers and adults were the direct result of drinking alcohol.


We hope everyone is able to enjoy the beautiful weather this summer all while being safe! We’re here for you!


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How to Build Your Very Own Raised Vegetable Garden


How many of you have dreamed of having your own home garden, imagined the wonderful smells of fresh basil, thought about taking that first bite into a freshly picked plump red tomato? Since the outbreak of COVID-19, have you found yourself with more time at home? If so, now may be your perfect opportunity to build your own home garden oasis.

Now, some of you may be intimidated by the thought of building your own home garden. But, don’t fret. We’re going to guide you through an easy-to-follow, step-by-step process to make this dream a reality for you!

First, you’ll need to create the bed frame in which your soil and plants will rest. To do this, understand that the frame itself will need to be at least six inches high. This height provides easy access and gives the roots substantial room to grow and flourish.

Step 1: Measure and mark the length of the walls you’ll want to have for your garden and then cut the boards. Keep your fingers a safe distance away from the saw. Measure and cut 2 x 4s for the corner posts so support the walls of your garden. They should match the height of the garden bed wall. If you want additional support, cut posts to install along the walls.

The boards for each wall should be clamped together. Set the corner posts on top of the wall boards, flush with the ends of the 6-foot walls and set back 1-1/2 inches from the ends of the shorter walls. Drill pilot holes and attach the posts with screws. If you choose to cut additional posts for more support, those should be attached as well.

Drill pilot holes and connect all the sides with screws to form a box. The posts should be on the inside of the bed.

Choosing Your Location

It is essential that the location for your garden has enough sun exposure. Without enough sunlight, your plants will not grow.

Choose a flat area that has ample access to sunlight to build your raised garden bed.

Remove with a shovel any ground that restricts the bed frame from resting on a flat surface.

It’s possible to stack your raised garden beds, so you can grow plants with long root stems. If you want to add a second level to your garden, repeat the steps you took to build the initial bed frame with a second level of lumber.

Line with Landscape Fabric

This may be one of the most important steps you take when building your raised garden bed. Create a barrier between the soil in the bed and the soil in your yard in order to keep weeds and grass from growing in the bed from below.


Add Your Soil to Your Raised Garden Bed

When you use a raised garden bed, it allows you to control soil and amendments to help the plants you are growing to flourish. It’s important to follow the proper steps to ensure the best health for your plants:

  • Choose the right kind of soil for the plants you want to grow.
  • For most circumstances, the recommended mix contains 60% topsoil, 30% compost, and 10% potting mix.
  • The ratio of soil and amendments will vary depending on the particular plants you choose.
  • Make sure you add enough soil to fill the entire bed.
  • Use the formula LENGTH x WIDTH x DEPTH to determine the correct amount of soil you need to fill the container.

Add Seeds or Plants to Your Garden Bed

Your next step will be adding seeds or plants to your garden bed. Enough space is necessary between the plants or seeds in order to allow them enough room to grow.

Arrange everything in such a way as to not have the taller plants block sunlight from the shorter ones.

As your plants grow, make sure you support them with stakes, props or cages.

Consider using bird netting to keep unwanted visitors to your garden.

Be sure that your plants are consistently getting enough water.

Once established, it is recommended that plants need about one inch of water per week in order to grow.

Now comes the fun part! What should you plant in your garden? Well, it really depends on what you like! If you love salads, consider planting the following:

  • In the front of your raised bed, plant carrots, radishes and onions.
  • In the middle, plant lettuce and baby spinach.
  • In the back, plant chives and basil.
  • Once your plants are mature, it’s important to harvest some of them every few days, so that the plants continue to produce.

If you want a kitchen garden, consider planting the following:

  • In the front your raised bed, plant oregano, cilantro and parsley.
  • In the middle, plant thyme, sage and rosemary.
  • In the back, plant chives and basil.

If you like fresh salsa, consider planting the following:

  • In the front of your raised bed, plant one oregano plant, two cilantro and ten red onions.
  • In the middle, plant one serrano, fresno chili or chile de arbol pepper, and one Roma tomato. Make sure the tomato is caged to protect it from unwanted visitors.
  • In the back, plant two tomatillos. In order for tomatillos to flourish, they must be planted in pairs, so they can cross pollinate.

We hope you enjoy the outdoors as you embark on your home garden journey! We’re here for you!




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What To Do After an Auto Accident

Automobile Accidents occur every single day. In fact, over six million car accidents occur each year in the United States. The initial shock of being in a accident can feel traumatic, leaving you disoriented. It’s important to remain calm and focused, so you don’t forget these very important steps you need to take:

1. STOP: Never leave the scene of an accident. It’s important that you wait for the proper authorities to arrive to assess the nature of the scene. No matter how minor the accident may be, never leave the scene prematurely.
2. Protect and preserve the scene: To prevent further damage to your vehicle, you should do everything you can to illuminate the area around you. For example, if it’s dark outside, you can set up flares, or keep your flashers on. Having an emergency preparedness kit in your car is a great idea in case your vehicle becomes disabled and you’re stranded on the side of the road. To learn more about what to keep in your car in case of an emergency, click here. (Link to Emergency Kit Blog here).
3. Call the police. Even if there are no serious injuries, you should call the police. It may be necessary to file a police report, so you can file a claim with your insurance company. Unless the vehicles involved in the accident are blocking traffic, they should not be moved. Additionally, the aftermath of an auto accident can be a stressful situation and it’s possible that tempers may be flaring. Having a police officer present can help calm nerves.
4. Be Clear, Concise, and Accurate in Your Assessment of the Scene: Be sure to tell the officers at the scene precisely what happened. Try to be as accurate and as clear as possible. Get accurate statements from any witnesses at the scene as well.
5. Take pictures. It’s important to have as much documentation of the accident as possible. Photos are a good way to show evidence of what actually happened.
6. Exchange Information. It’s very important that you get the contact and insurance information from the other party. You’ll want to get contact information from any witnesses at the scene. Their statements can come in handy if you ever need to go to court regarding the auto accident.
7. Report the accident to your insurance company. They can tell you if you have medical payments coverage as part of your insurance policy. If you do, you can use it to cover any hospital visits you may need.
8. Seek medical care. It’s not uncommon for injuries sustained at an accident scene to remain dormant at first. With time, they can flare up, making your everyday life more challenging.
9. Keep a file. Staying organized can make your life a lot more stress-free. All of your documents like your police report and contact information from witnesses should be kept together. Consider creating a file to keep everything together, so you if you need to, you can refer back to it easily.
10. Before providing your insurance company with a statement, consider consulting an attorney, so you’re able to get any legal advice pertaining to compensation for damaged vehicle or if you need medical treatment because of the accident.
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