Annapolis, Maryland Boat Insurance

We know your boat is an important investment – even more important when you add accessories, equipment, and a trailer.   At Boizelle Insurance Partnership, we will help you sort through the many boating insurance options and arrive at the best coverage for your specific needs at a competitive rate.

Customized boat insurance for you and your family in Annapolis, Maryland

We tailor your boat insurance to fit your individual needs. We take into consideration what kind of boat you own and what activities you enjoy when using it, where you live, and what kind of waterway (ocean, lake, river…) you will be using . For example, if you own a fishing boat, we offer optional fishing equipment coverage. If you enjoy water-skiing, we provide watercraft liability. So, whether you own an antique boat, power boat, sail boat, ski boat, fishing boat, pontoon, houseboat, or pleasure boat, Boizelle Insurance will customize the right boat insurance policy to protect you, your friends, family and your boat.

What does boat insurance cover? We offer boat insurance for all size boats in Annapolis, Maryland

Our boat insurance policies come with plenty of options for specialized coverage, such as Roadside Assistance, On-Water Towing, Total Loss Replacement, and more. Liability limits, deductibles, additional coverages and discounts may vary to meet your needs.

  • Physical damage or loss covers permanently attached equipment, machinery, furnishings and fittings as well as the hull.  In the event of a physical loss or damage, reimbursement depends upon which of the following types of policies you have chosen:
    • Agreed Amount Value reimburses the previously agreed-upon (full or partial) value of your vessel.
    • Actual Cash Value reimburses replacement cost at the time of the loss, less depreciation.
  • Property damage covers damage to someone else’s property.
  • Bodily injury covers injuries caused to someone else.
  • Medical payments covers injuries to you and/or your passengers.
  • Theft of your boat or its covered elements.
  • Guest passenger liability covers legal expenses of someone using the boat with your permission.

Some boats, such as small sailboats, rowboats, canoes and small power boats, may be covered under a renters, condo or homeowners policy.

Talk to an experienced agent at Boizelle Insurance Partnership

Contact Boizelle Insurance Partnership to discuss your boat insurance needs. Our experienced agents will guide you through the process and discuss your options and possible discounts, to make sure that all your boating experiences are pleasurable and worry free.